Financial Planning

Pay down the mortgage vs invest into markets?

August 28, 2020 A very common question we get asked as financial planners – should I pay off my mortgage as quickly as possible? Or should I be focusing on building assets such as superannuation or an investment portfolio. Unfortunately there is no silver bullet or hard and fast rule on the best strategy here. Many experts will...

How much super do I need to retire on?

August 28, 2020 A very common question we get asked is: how much superannuation is needed in retirement to meet my living costs and lifestyle? According to ASFA (The Association of Superannuation Funds of Australia) Retirement Standard benchmark there are two main retirement lifestyles – Modest and Comfortable. ASFA suggest a ‘Modest Lifestyle’ is considered better than the...

Five reasons to get financial advice before a personal insurance claim!

August 28, 2020 None of us ever really wants to be in a position to have to make a personal insurance claim, as it could mean something unfortunate has happened, however in our lifetimes it is likely we may fall in that position. Here’s five reasons why you should seek guidance first from a financial adviser when making...

Personal insurance in the Covid 19 world

August 28, 2020 "Explore the impact of the coronavirus on insurance coverage. Discover insights on claiming benefits for life insurance, Total & Permanent Disablement (TPD) cover, income protection, and critical illness cover in the context of COVID-19. Understand the nuances of meeting policy conditions, waiting periods, and specific criteria for each type of coverage. Uncover details about involuntary unemployment benefits and premium holidays, providing options for policyholders during these challenging times. Get informed about the conditions and criteria associated with each insurance type, offering clarity on potential claims related to the pandemic."

Bear Markets and Economic Recessions

August 28, 2020 Gain insights into the economic landscape as Australia experiences a technical recession after 29 years of growth. Understand the distinction between a Bear Market and an Economic Recession, exploring their causes and impacts. Delve into the factors such as rising unemployment, falling productivity, and global pandemic influences, shaping the financial climate. Navigate through the complex interplay of investor sentiment, economic indicators, and the potential bidirectional relationship between bear markets and economic recessions. Stay informed on the dynamic forces influencing our financial environment.